Hypofy

The biggest mistake homeowners make.

Did you know that nearly 60% of homeowners renew their mortgage with their current lender without shopping around? Banks count on this. They often present renewal rates that are higher than what's available on the open market. At TrueRate Digital, we turn your renewal into a powerful opportunity to save money.

Why You Should Never Auto-Renew:

• Better Options Await: Your loyalty doesn't always get you the best deal. We have access to dozens of lenders, including many that don't deal directly with the public, creating a competitive environment that helps you find the best fit.
• Your Needs May Have Changed: Your financial situation is likely different from when you first got your mortgage. Renewal is the perfect time to explore different terms, amortization periods, or prepayment options that better suit your current life.
• Seamless Switching Process: Worried about the hassle of switching lenders? Don't be. In many cases, we can handle the entire switch at no cost to you. Our digital process makes it simple and stress-free.
• Client-First Approach: We're confident we can help you optimize your renewal. We'll present clear options so you can choose what fits best.

Our Renewal Process is Simple

We recommend starting the process 4-6 months before your renewal date:

1. Provide Your Details: Give us some basic information about your current mortgage through our secure online form.
2. AI-Powered Market Scan: Our technology instantly scans the entire market to find the best options and products for your specific profile.
3. Review Your Options: Your dedicated advisor will present you with a clear comparison, showing you exactly how much you can save by switching.
4. We Handle the Switch: Once you've chosen the best option, we take care of all the paperwork and coordination to ensure a smooth transition to your new, better mortgage.